JN Tata Endowment Loan Scholarship [Award upto Rs 10 Lacs]: Apply by Mar 15, ’21

The JN Tata Endowment Loan Scholarship provides partial financial assistance to Indian students who wish to pursue Postgraduate/Doctoral/Postdoctoral/Research studies abroad.

More about the Scholarship

Established in 1892, students who are selected for their loan scholarship are entitled to receive a ‘Travel Grant’.  They are also entitled to receive a ‘Gift Award’ which is linked to their academic performance.  The JN Tata Endowment Loan Scholarship programme has helped over 5,350 students in pursuing higher education opportunities abroad.

The loan scholarship that is awarded can be up to Rs. 10 lacs.


  • Candidates should be Indian nationals who are graduates of a recognised Indian University and have secured at least 60% in their last academic examination. If you do not have an undergraduate degree from a recognised University in India, you are not eligible to apply.
  • Candidates who are at the beginning of the second year of their overseas studies (Fall 2021– Spring 2022) are also eligible to apply. This is applicable only if the minimum duration of the course is 2 years. J N Tata scholars who have fully repaid their existing loan scholarship are eligible to apply.
  • Candidates in the final year of the degree course and those awaiting results are eligible to apply. Candidates may apply even if they do not have the admission/offer letters, at the time of making the application, from the Universities to which they have applied for the academic year 2021-2022. However, they must update their application status with the Endowment once they secure admission.
  • Candidates not older than 45 years as on 30th June 2021, with a good academic record and experience in their fields, specialisation or training may also apply.
  • Candidates going abroad for seminars, conferences and undergraduate studies are not eligible for the J. N. Tata Endowment Loan Scholarship.

Selection Process for the Award

  • Apart from consistent academic performance, importance is given to participation in both co-curricular and extra-curricular activities.
  • A good GRE/GMAT/TOEFL/IELTS score is extremely important for those applying overseas. If you have received a low GRE score, it may be advisable to improve upon it, to increase your chances of receiving the loan scholarship.
  • The statement of purpose carries considerable weight in the selection process. The team has provided some guidance on their web site on how you can construct a good statement of purpose. Please ensure that your statement of purpose is written by you and free from plagiarism.
  • After the initial screening of applications, candidates are shortlisted to undergo an online test which will be based on the lines of Thinking Skills Assessment (TSA), on Sunday, 11th April 2021. Timing and other details will be informed accordingly. Candidates shortlisted based on the online test will be called for an interview. Such candidates should upload scanned copies of the required documents on the application form portal in the upload documents section, before the time of the interview.

Formalities Required

  • The candidate and the guarantor (preferably a parent or a relative having the capacity to repay the loan) will have to visit the Administrative Office of the Endowment, by prior appointment, to complete the necessary formalities, after obtaining the visa.
  • They will be required to enter into a legal agreement with the Trustees and provide documentary evidence of the capacity of the guarantor to repay the loan.
  • Candidates must repay the loan scholarship in five equal installments of 20% between the third and seventh year. Candidates must begin to repay earlier than year three if they have started earning.

Important Links

Click here to apply for the scholarship.

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